Ricardo joined FIG Partners in 2010 to launch the fixed income business focusing on sales and trading, advisory and capital markets. Ricardo has 16 years of experience in the fixed income markets as an investment banker and portfolio manager. Prior to joining FIG, Ricardo was a founding partner of Vertical Capital Solutions, a valuation and advisory firm in the structured products market. Previously, he was a Managing Partner and Founder of Angel Oak Capital Partners, a hedge fund investing in fixed income securities. He was also a Managing Principal and Founder of Terminus Asset Management Company, an asset management platform specializing in fixed income instruments. Prior to this, Ricardo was a Managing Director in the Principal Finance Group at SunTrust Robinson Humphrey. Ricardo was also a Portfolio Manager at AIG Sun America Life Insurance and worked in Fixed Income Capital Markets at both Merrill Lynch and Bank of America. He received his Bachelor of Arts degree in Economics and Political Science from Northwestern University.